Trust & Estate Planning Consultant ยท Malaysia
I help Malaysian families protect what they've built โ and make sure it reaches the right people, within days, not years.
Krystle Wong
Trust & Estate Consultant
Are You Protected?
Without the right plan, your loved ones face a financial system that works against them โ not for them.
Every bank account, every property, every asset โ frozen immediately. Your family cannot touch a single ringgit. They wait 6 months, 12 months, sometimes 2 years while lawyers and courts decide what was already yours.
A will is public, contested in court, and delays distribution by 6โ24 months. Your executor has full control. One trusted uncle escaped to Australia with millions. It happens. More often than you'd think.
Your RM500,000 in FD earns 4% โ RM20,000 a year. Inflation runs 3โ4%. You're barely keeping up. And when you're gone? That account is frozen too. Your family still waits. Still nothing in hand.
The Smarter Way
"Why is my money sitting in a bank at 4% when it could be working harder โ while protecting my family at the same time?"
Your annual return comparison
Based on your placement of RM 100,000
Trust pays your beneficiary within 7โ10 working days โ vs 6โ24 months for a standard estate or frozen FD account.
* Returns shown are projected/expected, not guaranteed. All figures for illustration only. Refer to Trust Deed for full terms.
About Krystle
"My job isn't to sell you a product. It's to make sure the people you love are taken care of โ even when you can't be there yourself."
I got into estate planning because I saw firsthand what happens when a family isn't prepared. Frozen accounts. Court battles. Children waiting years for money that was meant for them. I couldn't walk away from that.
Today, I work with families across Malaysia to make sure that when the time comes โ whatever that looks like โ your loved ones have what they need, fast. I'll still pick up your call after you've signed. That's not a line. That's how I work.
Tun Muhammad Rahul bin Sharif
Chairman, Legacy Trustee Berhad ยท 14th Chief Justice of Malaysia
The Products
All products managed by Legacy Trustee Berhad. I'll help you find the right fit โ no pressure, no rush.
Hi-Trust
For anyone who wants to start protecting their family today โ Shariah-compliant, low minimum entry.
Gemilang Trust
For those who want Shariah-compliant legacy planning with stronger returns and longer tenure.
REGT
For investors who want real estate-backed growth with estate protection built in.
Scholar Trust 2.0
For parents who want their child's education secured, no matter what happens.
Simple Process
We talk about your family, your assets, and your goals. No commitment. No pressure. Just clarity.
I recommend the right trust for your situation. You review the Trust Deed at your own pace โ I'll walk you through every clause.
Everything is handled. Your family is protected. Your money works harder. And I'm still here if you have questions.
Why It's Safe
Banks and insurance operate under 5 regulatory acts. Legacy Trustee Berhad operates under 7 โ including acts dating to 1949, older than Bank Negara's own founding act.
Your trust fund is held in a segregated account โ completely separate from LTB's operating funds. LTB cannot use your money to pay its own bills. Even if LTB ceased operations, your fund belongs to you by law. It cannot be claimed by LTB's creditors.
Under the Trust Companies Act, every director carries personal liability for any unpaid balance owed to settlers. LTB cannot wind down and walk away. This is not a policy โ it is law.
A legitimate company never tells you not to verify them. We actively encourage it. Search Legacy Trustee Berhad on SSM's MyData portal. Registration No. 202401010464.
Verify on SSM MyData โThings People Ask Me Before They Sign
What Clients Say
"I had RM200,000 in FD for years, earning RM8,000 a year. Krystle showed me I was leaving RM12,000 on the table โ every single year. The consultation took 45 minutes. The decision took one week. Now I sleep better knowing my wife and kids are covered."
"My husband passed suddenly last year. Because we had set up a trust with Krystle six months earlier, I received the funds within 10 days. My children's school fees were covered. I don't know what I would have done without that decision."
"I was a total skeptic. I sent Krystle three pages of questions before agreeing to even a call. She answered every single one โ clearly, patiently, with the actual clauses. That told me everything I needed to know about who I was dealing with."
The Smart Have Always Done This
You don't need to be royalty to think like one. The wealthy have protected their legacies this way for generations. It's now accessible to every Malaysian family.
When Diana passed in 1997, her estate was valued at ยฃ12.97 million. Rather than leaving it to the uncertainty of probate, she had structured it into trusts for her sons. Prince William received ยฃ10 million at 25. Prince Harry received another ยฃ10 million โ together more than ยฃ25 million, because the trust funds had grown through dividends over the years. She reached through the grave to protect her children.
Lydia Sam left HK$50.86 million to set up a trust for her daughter โ because she worried her young daughter could be scammed or cheated when she came of age. The trust paid a monthly dividend of HK$20,000 for living expenses, growing incrementally every year. When her daughter turned 35, she received HK$16 million โ the fund had grown significantly from the original placement.
Ready to Talk?
Let's spend 30 minutes together. I'll show you exactly what's right for your situation โ no pressure, no hard sell. Just clarity.
Legacy Trustee Berhad ยท Reg. No. 202401010464 ยท Authorised Trust Company under the Trust Companies Act 1949